How to Win the Lottery – Climbing the Lottery Strategy Ladder For Low Risk Winnings

I retired from ladder climbing yesterday. Over the past week I had been painting some of my house, and it’s a three story place. So I used my trusty Little Giant ladder to get to some high parts.

I enjoy doing this kind of work myself. My lottery income – using my skill in picking winning lottery numbers – means I have time to myself and can spend it as I wish.

So a little exercise and sunshine, doing what I want, is just fine.

But I got thinking. Friend of mine fell off a ladder a couple of days ago. It was just 3 meters (10 feet), but he broke his arm badly. He will need 6 month’s therapy at least, and his life will be severely restricted.

No driving, writing or table tennis.

The accident rate for Do-It-Yourselfer’s around the world is very high indeed. I have two other friends who have fallen from high places and permanently damaged themselves. They need to win lottery prizes to help with their health problems.

I knew I was toying with danger every time I climbed that ladder. A strong gust of wind, an insect distraction, and my days as a writer could be over.

Now, I’m not accident-prone. In fact, I can hardly remember any time when I have fallen accidentally in my lifetime – just once on a motorcycle, out of 20 years of riding – and not much else.

So today I decided to hire some professional painters. I’m giving up the risk and letting someone else manage it for me.

Winning the lotto game is the same. Even though the stakes are low each time – maybe just $10 or $20 a game for some – it is still a risk. You play against extreme odds.

So, like the house painting, it makes sense to employ a professional system to take the risk from you – to use an effective lottery strategy to improve your chances of winning lottery.

So many of us try to save money by doing the risky tasks ourselves. But you get better results employing professionals. Find a good system today and use it instead of your lotto quick pick or birthday number choices.

Climb your own ladder to lottery success! Learn how to win the lottery safely and fast with the 1-minute, 300% guaranteed Silver Lotto System.

Ken Silver created the best-selling Silver Lotto System in 1991, and thousands of lottery winners in over 100 countries have proved they can win in 8 out of every 10 games.

Make 2008 YOUR Year to Become a Deliriously Happy Lottery Winner

Each New Year gives us a chance to wipe the slate clean and start a whole year fresh. In 2008, why not make a deliberate effort to improve your luck with a winning image of yourself? If you put your mind to it, you can make positive changes that will last a lifetime.

Many people do not make New Year’s resolutions because they think they will break them. Yet, it doesn’t hurt to make a few anyway. Even without them, it’s a good time to take stock of yourself and think about changes you would like to make.

Set short and long term goals for yourself. Think about what you want to accomplish in 2008 as well as the next two, three or five years — or even further out. It’s always good to have a plan, an attainable goal just slightly out of reach. And, of course, you should also have long-term wishes and dreams that you hope one day will become reality. People who do not map out a life and plan at least the direction they want it to take, usually drift aimlessly or get stuck in a rut.

Find a quiet spot where you can be alone for several minutes. Bring a pen and pad of paper with you. Relax your mind by taking three long deep breaths. Close your eyes. Breathe in slowly through your nose until your lungs are full, hold it for a few moments, then release the air very slowly though your lips. Do this slowly three times.

Now that your mind is clear and relaxed, ask yourself how the ideal, disciplined you would live your life. As the thoughts come tumbling out, write them down. Do not judge, question or censor thoughts as they come to you. Do not write complete sentences now. Just capture the thoughts on paper. You can organize them neatly later.

Ask your inner self where you want to be a year from now, five years from now, ten years from now. Then wait quietly for the answers. Only YOU can make changes happen in your life.

Let your mind examine all areas of your life – your heath, your self-image, your work, your relationships with others, etc. Concentrate on one specific area at a time. Write down the thoughts as they come to you. Later when you read your notes, you will be amazed at the inspired thoughts you received from your inner conscious levels. Do this as often as you want. You will get better each time you do it.

Do not be afraid to dream big dreams — let your mind soar. Plan, step by step, how you could go about achieving that goal. Then put one foot in front of the other on the path toward making your dream become a reality. You will be amazed what you can accomplish!

You must believe in yourself. Know that you can do anything you set your mind to. Do not listen to others who tell you it cannot be done. And do not look for approval from others. Give yourself credit for each small success along the path to your goal. You must earn your own self-respect — which is a reflection of your self-esteem. The more you do, the more you will be able to do.

Once your subconscious knows you are a winner, there will be no limits to what you are capable of accomplishing. The two most important ingredients are a strong emotional desire for the goal and a willingness to work hard to make your goal a reality. You can apply this to everything in life: your work, your love life, your relations with friends and family, your health, even to games of chance.

It’s comforting to think that to win the lottery all you need is a buck and a little bit of luck. However, that happens only to one in millions. Those who consistently win prizes, invest time and effort in selecting their lottery numbers.

I want the very best for my readers, mentally, physically, spiritually as well as materially. It certainly helps to focus your desires. I’ll let you in on a little secret: Many of my lotto winners “knew” in their hearts, without a doubt, that they were going to win the lottery jackpot. They had unwavering faith that with my lotto systems it was going to happen, and, for them, it did!

Mitch Drummond was so sure he was going to win a jackpot with my lottery systems that he consulted tax and financial advisors to be prepared when he finally struck it rich. Mitch wrote to me: “Dear Gail, I knew that your system would work. I just had to give it time. Gail, I had so much confidence in your system that I terminated military service after 14.9 years. It was only 5.3 till retirement. I did not have a job lined up. But 45 minutes before the balls were drawn I selected the numbers, placed them in the [lotto] wheel and got them to the store. Forty-five minutes later, I was practically a half-million dollars richer.” Read the newspaper article about Mitch Drummond at

Will and Juanita Richey combined my system with their own positive mental attitudes to win a Michigan Lotto jackpot of $1,190,932. Juanita said, “I made a decision to win the Michigan Lotto within a short period of time. We started planning as if we had already won it. Once we got Gail Howard’s book, I realized that it was the way we were going to do it. We were totally committed to winning that jackpot, and it happened.” Read the complete story about the Richey’s at

The faith of those two lottery jackpot winners was unwavering, and it worked for them. If you really want to win a big lottery prize, let that be one of your goals for 2008. Make this your year to become a deliriously happy lottery winner. I wish you a happy, healthy and lotto-jackpot-winning New Year, Gail Howard.

Lottery Thinking Means You Lose – Don’t Lose Your Health to Lottery Thinking

“You gotta be in it to win it” so say the marketing people who encourage us to take a chance, spend a dollar, and maybe win millions.

And one in three people around the world buy one or many tickets each week on pay day. With odds of wining the big jackpot at 8 million to one or 220 million to one, why do they waste their money each week? Here comes another brilliant marketing slogan,

“Cause hey, ya never know.”

So true and yet for the majority of lottery players, we do know. It ain’t gonna happen, and year after year after year it doesn’t.

So what’s this got to do with you and living your best second-half?

The same thinking that keeps people in the “ya never know” mindset, keeps them in the “It can’t happen to me mindset.”

One of the principals that succeeders employ, according to the authors of Change Anything, The New Science of Personal Success, is to tell the truth about a situation we are going to change.

These scientists recommend telling it like it is when we tell the truth and not use what I’ll call, squishy language.

Let’s say you want to lose weight or quit smoking, squishy language sounds like this, “I know I need to lose some weight/quit smoking or I might end up with a disease some day.” Squishy language is born out of lottery thinking.

Let’s make this a truthful statement and we’ll use weight loss as the subject. Rather than the above statement which does little to encourage change, the truth sounds like this, “I am 4o pounds overweight. This means I am likely to develop one or more of a host of problems like heart disease, diabetes, and-at age 48-more weight gain if I don’t get it handled.”

“Not everyone gets these diseases though,” you say. More lottery thinking and in this game the odds are more in favor of the diseases. 75% of the most common diseases we see that are said to be the diseases of aging-seventy-five percent-are caused by lifestyle habits. Aging alone has little to do with it. You have a 3 in 4 chance of getting something that will limit your quality of life if you don’t take on your health vs. a 1 in a million chance of winning your ticket to paradise.

Here’s the thing about the “it won’t happen to me” way of thinking. It takes the responsibility for our futures right out of our hands. Whose hands do you want your future in if not your own?

We can all see a direct correlation between something we did years ago-or are maybe still doing–and what we have in our lives right now. Maybe it’s that we didn’t plan our money well and we’re living with no reserves. Maybe we chose a career based on someone else’s plan for us and here we are, half a life exchanged for what?

Telling the truth may feel scary but it’s far more powerful than wishing and hoping it just wasn’t so.

Save your dollars, change your language, and plan for a big, juicy second half with you squarely at the helm. There is no shame in what is but what a shame it will be if you never experience that.

Want more inspiration on how to create a body and a life you love? Grab my free report on The 5 Things Every Midlife Woman Must Know To Rock The Second Half at
Gregory Anne Cox is a certified weight loss and life coach, former professional chef who has been dishing up all you can eat servings of women’s health and nutrition information for years. She is the midlife women’s go to gal for feeling better at midlife.

US Lottery Jackpots: Lump Sum Cash Payouts Versus Annuity Payments

In the US, lotteries are run by 47 jurisdictions-44 states plus the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Most of these states run their in-state lottery games, but Powerball and Mega Millions lotteries are quite popular games in all the jurisdictions that continue to draw huge interest. Their jackpots are vast with billions of dollars in profits being raised directly from these lottery games. Lottery games are a valuable contribution to states’ incomes and they are funding everything from health and welfare to education. The popularity of Powerball and Mega Millions is because they are pretty much always quick to roll over into the $100 million-plus range as such attracting more and more players willing to take their chance with the games.

Unlike European lottery jackpots which are generally tax-free (with the lottery games themselves taxed in other ways) and jackpots are paid in lump sums, the lottery wins in the US are taxed and jackpots are made out in annuity payments. If you are a jackpot winner and you choose to receive lump sum cash payout rather than the extended payout (which most jackpot winners do) you typically receive around half the headline amount, much less money than the advertised jackpot value. If you choose the extended payout, the state takes the present cash value of the jackpot and buys annuity or bonds that will generate interest to fund the future payments made at fixed intervals of time thus providing you with a steady stream of income for many years going forward over a span of 25 to 30 years. For example, if you won a $14 million jackpot in the multi-state Powerball lottery game, you could take $538,461 a year for 26 years and get the entire $14 million, or accept a lump sum of $8,120,000, equal to 58 percent of the $14 million won. The state lotteries guarantee that if a jackpot winner who has chosen the annuity extended payout dies, his heirs will get all of the remaining installments. Prizes for various other lottery games are also taxed in most US States.

Gambling Losses are Tax Deductible

If you do spend a significant amount of money on the lottery in a year, your old tickets might be worth cash to you. Gambling losses are tax deductible, but only to the extent of your winnings. This requires you to report all the money you win as taxable income on your return. However, the deduction for your losses is only available if you are eligible to itemize your deductions. If you claim the standard deduction, then you can’t reduce your tax by your gambling losses. The IRS says you cannot offset losses against winnings and report the difference. For example, if you spend, say, $1,600 a year on tickets and wins only $600, you must report the $600 even though your losses amounted to $1,000. According to the tax rules, if you have gambling losses, you can claim them as an itemized deduction, but you cannot deduct more than the winnings reported. So if you itemize your deductions, you can take only $600 as an itemized loss on schedule A.

On the other hand, if you spend $600 and win $1,600, you also must report the $1,600. But if you itemize, you can claim the entire $600 as a loss on schedule A since you are allowed to report any losses up to $1,600. Documentation you should have to prove your losses can include Form W-2G, Form 5754, wagering tickets, canceled checks or credit records and receipts from the gambling facility. Ironically, this law helps winners more than it helps losers. So think positively. Think like a winner, and save those old tickets.

Be the Smart Player

You have to be smart with your play and learn more about lottery games. Get information about new games (online and instant), prizes remaining on instant games, and special winning numbers-that way you will know what lottery games with better odds you should participate in. For example, 6 from 49 Lotto winning probability is 1 in 13,983,816, which is 10 times luckier than Mega Millions. Some in-State lottery games even offer second chance lottery draws. Find out about the second chance lottery draws and take your second chance with them by registering any qualifying scratcher codes and entries from scratch games you have previously purchased.